Agreement & Acceptance

By enrolling in credit repair services with The Endeavoring Conglomerate LLC, you enter a legally binding agreement. Acceptance occurs upon payment, enrollment, or participation. These terms apply to all services provided. Failure to read does not void this agreement. You confirm authority to enroll. Continued use confirms acceptance.

Nature of Credit Repair Services

All services are credit repair and credit education services only. We do not guarantee deletions, score increases, approvals, or timelines. Credit outcomes depend on credit bureaus, creditors, and individual credit profiles. We do not provide legal or financial guarantees. Services are procedural and educational. Results vary by individual circumstances.

No Guarantees or Promises

You acknowledge that no specific results are promised. Credit bureaus control reporting decisions. Past results do not guarantee future outcomes. Disputes may be verified and remain. Some negative items may be accurate and unremovable. We do not control bureau responses. Participation is voluntary.

Payment Authorization & No Refunds

All payments are authorized and final. Credit repair services involve immediate work, strategy, and preparation. Due to the nature of services, no refunds are offered. Dissatisfaction does not constitute non-delivery. Payment confirms agreement. Chargebacks are not permitted. All sales are final.

Chargebacks & Payment Disputes

You agree not to file chargebacks or disputes without written communication first. Chargebacks after service initiation constitute a breach of contract. We reserve the right to submit all service records to payment processors. Fraudulent chargebacks may result in termination. Chargeback fees will be passed to the client. Legal enforcement may follow.

Proof of Service

Services may include analysis, disputes, education, communication, or system access. Delivery occurs when work begins or access is granted. Failure to check reports or respond does not negate delivery. Digital records constitute proof. Missed participation does not void payment. Service is considered fulfilled. Records may be used in disputes.

Client Responsibilities

Clients must provide accurate and truthful information. Clients are responsible for monitoring credit reports. Failure to cooperate may affect results. We are not responsible for inaccurate data provided. Clients control financial behavior. Responsibility for outcomes remains with the client. Services do not create a fiduciary relationship.

Court Jurisdiction & Venue

Any legal action must be brought in a court selected by The Endeavoring Conglomerate LLC. You waive objections based on location or inconvenience. This applies to chargebacks, disputes, or collections. Payment processor decisions do not override this agreement. Venue is binding upon enrollment. Jurisdiction is final.

Court Costs, Attorney Fees & Collections

If legal enforcement is required, you agree to pay all court costs, filing fees, attorney fees, and collection expenses. This applies whether resolved by judgment or settlement. Unpaid balances may be sent to collections. Fees are added to the balance. Obligations survive termination. Payment is mandatory upon resolution.

Limitation of Liability & Final Terms

We are not liable for indirect or consequential damages. Services are provided “as is.” Liability is limited to the amount paid. We may update these terms at any time. Continued use constitutes acceptance. These terms represent the entire agreement. No verbal statements override this document.